Citi said it was working to resolve the problems. If you want to continue your relationship with American Express, you'll need to apply for a new credit card. Once the shift from American Express to Citi was complete, AmEx began reporting Costco credit card accounts as closed. As a result of the lag between those events, cardholders whose accounts have been transferred from AmEx to Citi might see their credit scores drop temporarily.
When Citi reports the new account, it will show the same "origination date" — or account opening date — as the original AmEx. At that point, affected cardholders' scores should go up again, all other things being equal.
Cardholders whose accounts were transferred will not see any credit score effects from a credit check. Accounts were transferred automatically from American Express, so no credit histories were pulled.
However, if you apply for a new American Express card, it's possible that American Express will perform a hard credit pull and create a new account for you. Both will likely reduce your score. Bull shite. They are pretty strict. Sam though not really a problem. I let a friend of mine who is black and 5" taller than me use it all the time. They are basically gift cards that they sell but a non-member can use one to enter and make purchases up to the amount of the Shop card.
But at my Costco even those lanes have people who check, and they scan all the items in your cart still, lol. I had always wondered about this, and then witnessed it first hand on my last visit.
So I would never try it. It's hit or miss. Free samples. Giant containers of cheese balls. What's not to love about Costco? But your next trip to Costco may not be as simple as you think.
You, or your fellow shoppers, could actually be precisely what many Costco customers and employees despise. As it turns out, Costco shoppers can ruin a trip to this store both for other customers and the employees. Bad behavior — that you may or may not be aware of — will create problems for everyone around you.
Some behaviors are actually safety risks, and Costco employees won't hesitate to make notes under your member account that you've stirred up trouble.
Repeat offenders can have their memberships revoked, too. Plan ahead, be nice, and avoid doing any of the frowned-upon actions on this list of things you should never do in Costco. The Costco employees and your fellow Costco shoppers will thank you, we promise. Costco operates on a paid membership policy , so once you pay your dues, you are then granted access to the warehouse's deals at wholesale prices.
They even check member cards at the door. If you thought you'd get by on borrowing someone else's membership card, think again.
Costco employees stand at the entrance to check cards, and each membership card has the card owner's name and photo printed on the back. If you do manage to slip inside, your cashier checks your card again before you make your purchase. One Costco employee gave an alarming interview on Refinery29 regarding a disgruntled customer trying to sneak into the store, saying, "At Costco in particular, employees have to be strict about confirming members' IDs, since their prices are based on a paid membership model.
This often led to customers throwing fits, ranting at employees, and abandoning giant carts filled with hundreds of dollars of merchandise. One customer actually slapped me during an argument about the membership she was using. Don't make the employees' lives more difficult.
Even without a membership, you can go to Costco with a friend who does have a card — just don't try to pretend to be said friend! In an interview with Mental Floss , a Colorado-based employee named Rachael shares a first-hand account with a regularly returned item: couches. Then, when they've worn it out and want something new, they bring it back and get a full refund. If this has you scheming up some evil return plans, just know that Costco employees do take note of members who constantly return used items.
Repeat offenders are at risk of having their memberships revoked. No one wants produce that has been picked through by unknown hands, especially when that produce is in a supposedly sealed bag. Sure, you want the best-looking fruits, but do a quick inspection of the bag or package with your eyes. Choose the pre-packaged option that looks best to you without sharing your germs with others.
And remember, should you find a gross piece of fruit, Costco will happily make amends with a refund. Mental Floss reported that while revoking a membership is reserved for the most serious infractions, pulling out apples, for example, from different resealable packs of fruit to find the best ones is still frowned upon.
Parents may help their kids avoid this dilemma by adding the child to one of their existing credit cards. You can get inside the store with them, but they will have to pay for all the purchases you make. You can pay them back for your purchases once you leave the store. In addition to their own membership card, Primary members and Affiliate members on Business memberships receive one free Household Card they can assign to someone over the age of 18 who lives at the same address.
To add someone as your Household Cardholder, visit the membership counter of your local Costco. Costco allows members to bring up to two guests every time they visit a club. Only members can purchase items, but you could offer to pay back the member you accompany for anything you pick out.
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